The 1st of January ushers in the New Year with grandeur and celebration. Many people make personal resolutions to bring in changes that have been long overdue. Similarly, the Financial New Year, that starts on April 1st, works as a reminder of financial responsibilities and bookmarks our lives into yearly compartments. It is an opportunity to make changes that can have long-term financial benefits and inculcate financially healthy habits. With the new financial year nearly upon us, here are five things that you can do to start the year on a good note.

The last whole year has been quite tough for all of us. Whether you are an organization owner, working someplace or a team leader, it was a completely novel scenario, fully out of our comfort area circumstances. It was also an unusual year from a business standpoint indeed. Have you ever seen a hockey game?